Ref Finance


Welcome to Ref Finance, your one-stop shop on the NEAR Protocol
Ref Finance is a community-led, multi-purpose DeFi platform built on the NEAR Protocol.
Ref takes full advantage of NEAR’s low fees, one-to-two second finality, and WebAssembly-based runtime (hello, Rust smart contracts!).
In addition to the advantages of being built on top of NEAR, Ref Finance provides:
  • Multiple pools in one contract
  • Atomic transactions
  • Customisable pool fee


↔️ Trade
Trade tokens with our automated market maker (AMM) exchange
💰 Pool
Provide liquidity and earn revenue from swap fee
🌾 Farm
Stake LP tokens into farms and earn rewards in return
🌈 Stake
Stake REF tokens to earn more REF tokens, by earning fees generated by the protocol
🗳​ Lending & Borrowing
Utilise Burrow Infrastructure, Lend your NEP-141 Token and Unlock asset liquidity all in one place
Last modified 3mo ago