Welcome to Ref Finance, your one-stop shop on the NEAR Protocol

Ref Finance is a community-led, multi-purpose DeFi platform built on the NEAR Protocol.

Ref takes full advantage of NEAR’s low fees, one-to-two second finality, and WebAssembly-based runtime (hello, Rust smart contracts!).

In addition to the advantages of being built on top of NEAR, Ref Finance provides:

  • Multiple pools in one contract

  • Atomic transactions

  • Customisable pool fee


↔️ Trade

Trade tokens with our automated market maker (AMM) exchange

💰 Pool

Provide liquidity and earn revenue from swap fee

🌾 Farm

Stake LP tokens into farms and earn rewards in return

🌈 Stake

Stake REF tokens to earn more REF tokens, by earning fees generated by the protocol

🗳​ Lending & Borrowing

Utilise Burrow Infrastructure, Lend your NEP-141 Token and Unlock asset liquidity all in one place

Last updated